Finance Tools

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Loans, mortgages, take-home pay, investments. Clear numbers in seconds, nothing stored.

Kalkulator Gaji Bersih

Hitung gaji bersih (take-home pay) per bulan setelah potongan PPh 21 dan BPJS, sesuai aturan pajak terbaru.

Loan Calculator

Calculate loan payments, interest rates, and amortization schedules with ease.

Annual DCA Calculator

Calculate the growth of your investments with compound interest over time.

Lifestyle Reality Check

Get a brutally honest assessment of your spending habits. Calculate if you can afford your current lifestyle and get instant insights.

Mortgage Calculator

Calculate your monthly mortgage payment and see the amortization schedule on xlocale.com.

Kalkulator Harga Jual Menu

Hitung harga jual makanan dari HPP plus pajak & biaya layanan, atau balik dari target harga nett. Untuk warung/UMKM se-Asia Tenggara (Indonesia, Malaysia, Singapura, Thailand, Vietnam, Filipina, Brunei).